Resolve Debt

Ask For More Money

Getting cash for annuities may make sense in some financial situations. It never hurts to ask for a raise in your current job.  Remember, you’ll likely be at this debt reduction plan for two to three years.  If you can’t get a raise now ask what the company requires for you to get the raise.  If they won’t give you any available paths to increase your income it may be time to look for an alternate job.   By learning you are worth more than you think in the market place you’ll improve your self confidence.  Winning in finances is mainly about understanding your full potential.  Most only put a fraction of their capability into their work.  If you went to work and said for this one hour I’m going to focus at 100% on the task I’m doing.  Nothing is going to distract me for the full hour and I will output all I am capable of.  What you accomplish in that hour will astound both your coworkers and yourself.  It is very possible you’ll produce more in that hour than your average on days in the past.

Never Borrow Money Again and Mean It

Never borrow money again means never borrow money again and if you can get cash for annuities you do have you need to liquidate them and put them towards the debt.  If you really intend to never go back just go ahead and cut the credit cards now.  I’ll wait.  OK don’t you feel liberated?  You will when you are debt free.  Something in the brain changes when you no longer accept debt as a solution.  If you have additional money to invest you can purchase structured settlements online in order to supplement your debt reducing efforts.  You will begin to look at the value of a dollar differently.  You’ll notice what people are charging for their wares, and what commercials are trying to convince you of.  You’ll also see opportunities where you hadn’t before because you are actively thinking about how you can get what you want instead of just thinking about what you want.